Free tool
Daily mortgage rate tracker
National average 30-year and 15-year fixed rates, updated in the morning refresh with a fail-safe so a missed download does not wipe the last good week. These are averages, not a lockable quote.
Daily mortgage rates
30-year and 15-year national averages
Updated in the morning refresh. Figures as of the week of November 12, 2026. These are national averages, not a quote on a specific loan.
30-year fixed
7.11%
15-year fixed
6.45%
30-year15-year
National average weekly 30-year and 15-year fixed rates from a free public market survey. Your rate depends on credit, points, loan type and the property. Use them with the payment calculator or the down-payment assistance finder.
This same tracker sits next to the payment calculators and on Market Data.